The Vaidyanath Urban Co-Op Bank Ltd parli

Bank Service Charges (GST Extra)
Sr.	Particular	Rate in Rs.
1	Bills / Cheques (IBC/OBC)
	Up to 5000/-	40
	5001/- to 10000/-	50
	10001/- to 20000/-	75
	above 20000/-	Rs.4 per Thousand (Min.100/- & Max.15000/-)
2	IBP
	Local Cheques per Thousand	7.50
	Out station Cheques up to Thousand	10
	Out station Cheques above Thousand	15
3	Bank Gaurantee
	100% FD/NSC/Gold Loan	2.00%
	100% Land and Building	2.50%
	above 25% and up to 100%	3.00%
	FD/NSC/Gold
4	Letter of Credit
	100% FD/NSC/Gold Loan	1.75%
	100% Land and Building	2.25%
	75% FD/NSC/Gold Loan	2.00%
	50% FD/NSC/Gold Loan	2.25%
	25% FD/NSC/Gold Loan	2.50%
5	Later of Credit Discounting : Rs.500/- with GST Commission per Bill/ Hundi and intrest on the period of utilization.
6	Solvency Certificate
	up to 100000/-	200/-
	100001/- to 500000/-	1000/-
	500001/- to 1000000/-	2000/-
	above 1000000/-	2000/- + 50/- per Lakh
7	Draft Commission (ICICI/ HDFC Bank)
	up to 100000/-	30/-
	above 100000/-	2.50/- per thousand (Min.50/-, Max.12500/-)
:	Pay Order/Draft Payble/Internal (in Branch)
	up to 30000/-	30/-
	above 30000/-	1.00/- per thousand (Min.50/-, Max.12500/-)
8	Loan App. Proc.Charges
	A) LAPS/Prof.& Self Employed Loan	1.00 % on Sanc.limit
	B) CC and Term Loan	0.75 % on Sanc.limit
	C) CC Renewal & Year Review	0.25 % on Sanc.limit
		A,B,C Processing Fees Min.Rs.500/-, Max. Rs.10.00 Lakh
:	Gold Loan
	Up to Rs.1.00 Lakh	110/-
	1.01 Lakh to 2.00 Lakh	175/-
	above 2.00 Lakh	100/-
:	NSC/IVP/LIC	300/-
9	Loan App. Fees
	Up to Rs.10.00 Lakh	250/-
	10.01 Lakh to 25.00 Lakh	500/-
	25.01 Lakh to 100.00 Lakh	600/-
	above 100.00 Lakh	750/-
10	Visit Charges (Business /Property Place)
	Up to 10 Km. from Branch	200/-
	above 10 Km from Branch	Rs.10 Per Km.(Min.250/-)
11	Duplicate Passbook/payorder/DD	125/-
12	Cheque/DD Stop payment
	One Cheque/DD	100/-
	More than one Cheque/DD per cheque/DD	75/-
13	Loose Cheque (Per Cheque)	3/-
14	Ledger Folio Charges
	Saving/Kishor/Golden A/c per month	2/-
	Current A/c	75/-
15	Token Missing Charges
15	Token missing by customer	300/-
16	Local Clearing Charges (Comission)
	up to 1.00 Lakh	50/-
	above l.00 Lakh	80/-
17	Local Clearing Return Charges (Comission)
	up to 1.00 Lakh	100/-
	above l.00 Lakh	200/-
18	Cheque/ECS/NACH/Etc.Return Charges (Comission)
	Inword Cheque/ECS/NACH/Etc.Online per tran.	300/-
	out word Cheque/ECS/NACH/Etc.Online per tran.	300/-
	Issued for Finance ECS return Charges	500/-
19	A/c closing - Printing and stationery Charges
	up to 6 months from date of opeing	250/-
	6 month to 1 year from date of opeing	200/-
	above 1 year from date of opeing	125/-
	Pigmy Deposit A/c up to 3 months	50/-
20	Saving/Kishor/Golden/Current/Loan A/c statement charges per page	10/-
21	Nodues Certificate	100/-
22	Saving/Kishor/Golden/Current/Loan A/c Change in mobile number charges	25/-
23	ATM Card charges
	Yearly Charges	150/-
	adittional Card	150/-
	Card Replacement	200/-
	Card Surrender Charges	100/-
24	Signature verification charges	100/-
25	IOD/OD/NPA/U/s 101/SARFESI Notice Charges
	1) 1 Instolment OD Notice to Borrower & Gaurantor by Post/ Courier	75/-
	2) 2 Instolment OD Notice to Borrower & Gaurantor by Post/ Courier	100/-
	3) 3 Instolment OD Notice to Borrower & Gaurantor by Registered Post/ Courier	200/-
	4) U/s 101 Award to Borrower & Gaurantor by Registered Post/ Courier	200/-
	5) A) Expenses to U/s 101 Award Ex.: Xerox/stamp fees/Adv./ etc.
	5) B) Excluding (5A) recovery charges :
	up to 1.00 Lakh	1000/-
	1.01 Lakh to 5.00 Lakh	2000/-
	5.01 Lakh to 10.00 Lakh	3000/-
	10.01 Lakh to 25.00 Lakh	4000/-
	above 25.00 Lakh	5000/-
	6) Received After 101 Award every action on Borrower and Garantor Post/Courier charges :	300/-
	7) U/s 101 Award Caution Notice,/Recovery/ Legal/ other charges :
	up to 1.00 Lakh	1000/-
	1.01 Lakh to 5.00 Lakh	2000/-
	5.01 Lakh to 10.00 Lakh	3000/-
	10.01 Lakh to 25.00 Lakh	4000/-
	above 25.00 Lakh	5000/-
	8) U/s 101 Property sale out/ Notice,/Recovery/ Legal/ other charges :
	up to 1.00 Lakh	1000/-
	1.01 Lakh to 5.00 Lakh	2000/-
	5.01 Lakh to 10.00 Lakh	3000/-
	10.01 Lakh to 25.00 Lakh	4000/-
	above 25.00 Lakh	5000/-
	9) U/s SARFESI act 13(2) Notice sent to Borrower and Garantor Post/Courier charges :	5000/-
	10) U/s SARFESI act 13(4) Notice sent to Borrower and Garantor Post/Courier charges :	10000/-
	11) U/s SARFESI act Possession expence charges Exe.:Adv./Police etc :
	up to 25.00 Lakh	50000/-
	25.01 Lakh to 50.00 Lakh	75000/-
	50.01 Lakh to 100.00 Lakh	100000/-
	above 100.00 Lakh	125000/-
	12) U/s SARFESI act Property sale out recovery charges :	50000/-
	13) U/s 138 Notice charges	500/-
	14) U/s 138 Notice,/Recovery/ Legal/ other charges :
	up to 1.00 Lakh	1000/-
	1.01 Lakh to 5.00 Lakh	2000/-
	5.01 Lakh to 10.00 Lakh	3000/-
	10.01 Lakh to 25.00 Lakh	4000/-
	above 25.00 Lakh	5000/-
	15) CC Loan Monthly Int.due notice charge	100/-
	16) other than 15) notice charges	100/-
	17) other than 15 & 16 notices Charges	300/-
26	Visit to Borrower and Garantor for recovery Charges :
	up to 1.00 Lakh	200/-
	1.01 Lakh to 5.00 Lakh	300/-
	5.01 Lakh to 10.00 Lakh	400/-
	10.01 Lakh to 25.00 Lakh	500/-
	above 25.00 Lakh	600/-
27	IOD/OD/NPA Recovery followup from HO Charges : (Per month)
	up to 5.00 Lakh	100/-
	above 5.00 Lakh	200/-
28	CIBIL Charges :
	LAPS loan	150/-
	Propriotery Firm loan	1400/-
	Partnersheep Firm Loan	1400/-+100/- (Per partner)
	Pvt.Ltd. Company Loan	1400/-+100/- (Per Director)
29	DD Revailation / DD Cancellation charges	100/- Per DD
30	Locker Rent :
	Locker Size	Rent per year
	1) 115-150-517	600.00
	125-175-492	600.00
	2) 148-184-517	700.00
	3) 159-210-492	850.00
	4) 115-330-517	900.00
	5) 125-352-492	1000.00
	6) 148-401-517	1100.00
	7) 266-330-517	1200.00
	8) 266-330-517	1200.00
	314-184-517	1200.00
	159-424-492	1200.00
	9) 159-424-492	1500.00
	321 -210-492	1500.00
	10) 189 -263-492	1800.00
	11) 314 -401-517	2500.00
	12) 321 -424-492	3000.00
	13) 189 -530-492	3500.00
	278 -352-492	3500.00
	275 -352-492	3500.00
	14) 385 -530-492	7000.00
	15) 404-530-492	8500.00
	Branch : Solapur
	16) Small Locker-C	700.00
	17) Small Locker-D	1200.00
	18) Medium Locker- C & X	1800.00
	19) Big Locker -C	3000.00
	20) Medium Locker-B	2500.00
	21) Big Locker -XH	6000.00
	Branch : PC-Pune/Nashik/Solapur
	22) 120-160-530	1500.00
	23) 150-200-530	1800.00
	24) 120-340-530	3000.00
	25) 150-410-530	3500.00
	26) 270-340-530	6000.00
	27) 310-410-530	7000.00
31	Penaulty on Locker rent Dues :
	Dues on Rent Rs.1000/-	100.00 Per year
	Dues on Rent Rs.1001/- to 2000/-	200.00 Per year
	Dues on Rent Rs.2001/- to 5000/-	400.00 Per year
	Dues on Rent above Rs.5000/-	500.00 Per year
32	SMS alert charges per quarter :
	Saving/Kishor/Golden SB A/c	10/- Per Quarter
	CA/CC Account	30/- Per Quarter
33	Business/Shop Close Charges (Excl. U/s 101)
	Notice Issued	1000/-
	Actual Business/Shop Close	5000/-
34	Vehicle Possession Charges (Excl. U/s 101)
	Notice Issued	1000/-
	Actual Possession of Vehicle	2000/- + Actual Possession Exp.
35	A.B.B.Cash Transation/ payment Commission
	Cash Payment
	up to 25000/-Cash Payment	Nil
	25001/- to 1.00 Lakh Cash Payment	10/-
	above 1.00 Lakh cash payment not allowed
	Third party cash payment above 50000/- not allowed
	Society Cash payment up to 1.00 lakh only	25/-
36	Cash Receipt
	up to 25000/-Cash Receipt	Nil
	25001/- to 1.00 Lakh Cash Receipt	10/-
	above 1.00 Lakh per Lakh	10/-
	Society a/c Cash Receipt up to 1.00 lakh	25/-
	Society a/c Cash Receipt ab 1.00 lakh per lakh	25/-
37	Soiled Note Exchange
	Max. 20 note (Value up to 5000/-)	Nil
	Total notes 20	2/- (Per note)
	Note Value above 5000/-	5/- (Per thousand)
38	RTGS Charges
	NEFT
	Up to 10000/-	2.50
	10001/- to 100000/-	5.00
	100001/- to 200000/-	15.00
	RTGS
	200001/- to 500000/-	25.00
	above 5.00 Lakh	50
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